Plain-language guides on benefits, deadlines, and next steps.
Browse trusted information to better understand your rights and make informed decisions about your recovery.
Missing a deadline can seriously affect an Ontario accident-benefits claim or dispute. Here are common timing issues to know about.
Read the guideThe Statutory Accident Benefits Schedule is the law that governs what your insurer must pay after an accident in Ontario. Most claimants never see it. Here's what it actually means for your situation.
Initial settlement offers from Ontario insurers rarely reflect the full value of a claim. Here's what you're agreeing to when you sign — and what you're giving up.
Under Ontario's SABS, accident victims are entitled to income replacement and rehabilitation benefits — but the rules are more detailed than most people realize.
A denial from your insurer is not the final word. Ontario has a structured dispute resolution system — but you need to know how it works and act before your time runs out.
Ontario uses a no-fault system for accident benefits — but fault still matters. Here's what the distinction means for your benefits, your right to sue, and your future insurance rates.
Slip and fall accidents in Ontario are governed by the Occupiers' Liability Act — a law that places a legal duty of care on property owners. Understanding your rights before you approach an insurer or a property owner can make a significant difference.
The steps you take in the first hours after an Ontario car accident can directly affect your ability to claim benefits. Here is what to do — and what to avoid.
If you were not at fault in an Ontario car accident, you may be entitled to accident benefits through your own insurer and damages through a tort claim. Here's what that means in practice.
A denial from your insurer is not the end. Ontario has a formal dispute process — but there are strict deadlines. Here is exactly what to do after a denial.
Whiplash is the most common injury from Ontario car accidents — and the one most frequently capped under the Minor Injury Guideline. Here is what that means for your claim.
Pain and suffering damages in Ontario are part of a tort claim — separate from accident benefits. Understanding what affects the value of your claim matters before you accept any offer.
Timeline expectations for Ontario accident benefits claims vary widely depending on injury severity, insurer responsiveness, and whether disputes arise. Here is a realistic picture.
When your insurer denies or reduces statutory accident benefits, LAT-AABS may be the formal dispute forum. Here is the cautious, plain-language overview.
Pedestrians hit by a vehicle in Ontario have strong rights under SABS — but many do not realize they can claim accident benefits even if they do not own a car.
Anxiety, depression, and PTSD following an Ontario accident are recognized injuries under SABS. Many claimants with psychological impacts do not realize they can claim beyond the MIG.
The OCF forms required to apply for Ontario accident benefits are confusing and critical. Missing a step or a deadline can cost you. Here is what you need to know.
Still have questions?
Get a free, private review of your situation with no obligation.
Your information is submitted through a secure form. We do not sell it, and we only share it with a qualified professional or relevant provider with your consent or as described in our Privacy Policy.
We understand Ontario's accident benefits system and deadlines.
We break things down simply so you can make confident decisions.
Get straight answers. There's no pressure to proceed.
Yes — the review is free and there is no obligation to proceed.
No. You can start without a policy number, claim number, or any uploads.
No. Ontario Accident Review is not connected to your insurer.
Ontario Accident Review is not a law firm and does not provide legal advice.
Our website provides general informational and claim-navigation content only. It is not legal advice and should not be relied on as a substitute for advice from a qualified legal professional. Every claim is unique and outcomes can vary.
Need legal advice?
If you require legal advice, we may help connect you with a licensed professional after you consent to that referral.
Learn more about your options →